/* ===== EM ADVISERS COLOR SCHEME (Based on actual website) ===== */
        :root {
            --navy: #0a2540;
            --navy-dark: #061a2e;
            --navy-light: #1a3a5c;
            --teal: #4c9c9f;
            --teal-dark: #3a7a7d;
            --teal-light: #6db0b3;
            --teal-bg: rgba(76, 156, 159, 0.08);
            --white: #ffffff;
            --light-bg: #f5f6f8;
            --text-dark: #1a2636;
            --text-soft: #5a6a7e;
            --text-light: #8a9aa8;
            --border-light: #e8ecf0;
            --shadow: 0 4px 20px rgba(10, 37, 64, 0.06);
            --shadow-hover: 0 12px 40px rgba(10, 37, 64, 0.12);
        }

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
            background: var(--white);
            color: var(--text-dark);
            line-height: 1.6;
            -webkit-font-smoothing: antialiased;
        }

        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 1.5rem;
        }

        /* ===== BUTTONS ===== */
        .btn-primary {
            background: var(--teal);
            color: var(--white);
            padding: 0.9rem 2.6rem;
            border-radius: 8px;
            font-weight: 600;
            font-size: 0.95rem;
            text-decoration: none;
            display: inline-flex;
            align-items: center;
            gap: 0.6rem;
            transition: all 0.3s ease;
            border: none;
            cursor: pointer;
            box-shadow: 0 4px 16px rgba(76, 156, 159, 0.25);
        }

        .btn-primary:hover {
            background: var(--teal-dark);
            transform: translateY(-2px);
            box-shadow: 0 8px 30px rgba(76, 156, 159, 0.35);
        }

        .btn-secondary {
            background: transparent;
            color: var(--white);
            padding: 0.9rem 2.6rem;
            border-radius: 8px;
            font-weight: 600;
            font-size: 0.95rem;
            text-decoration: none;
            display: inline-flex;
            align-items: center;
            gap: 0.6rem;
            border: 2px solid rgba(255,255,255,0.2);
            transition: all 0.3s ease;
            cursor: pointer;
        }

        .btn-secondary:hover {
            border-color: var(--teal);
            color: var(--teal);
            transform: translateY(-2px);
        }

        .btn-outline {
            background: transparent;
            color: var(--teal);
            padding: 0.8rem 2.2rem;
            border-radius: 8px;
            font-weight: 600;
            font-size: 0.95rem;
            text-decoration: none;
            display: inline-flex;
            align-items: center;
            gap: 0.6rem;
            border: 2px solid var(--teal);
            transition: all 0.3s ease;
            cursor: pointer;
        }

        .btn-outline:hover {
            background: var(--teal);
            color: var(--white);
            transform: translateY(-2px);
            box-shadow: 0 8px 30px rgba(76, 156, 159, 0.25);
        }

        /* ===== HERO SECTION ===== */
        .hero {
            background: var(--navy);
            color: white;
            padding: 5rem 0 6rem;
            position: relative;
            overflow: hidden;
        }

        .hero::before {
            content: '';
            position: absolute;
            top: -30%;
            right: -10%;
            width: 700px;
            height: 700px;
            background: radial-gradient(circle, rgba(76, 156, 159, 0.06) 0%, transparent 70%);
            border-radius: 50%;
            pointer-events: none;
        }

        .hero::after {
            content: '';
            position: absolute;
            bottom: -20%;
            left: -10%;
            width: 500px;
            height: 500px;
            background: radial-gradient(circle, rgba(76, 156, 159, 0.04) 0%, transparent 70%);
            border-radius: 50%;
            pointer-events: none;
        }

        .hero-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 4rem;
            align-items: center;
            position: relative;
            z-index: 2;
        }

        .hero-badge {
            display: inline-flex;
            align-items: center;
            gap: 0.5rem;
            background: rgba(76, 156, 159, 0.12);
            color: var(--teal);
            padding: 0.4rem 1.2rem;
            border-radius: 60px;
            font-size: 0.75rem;
            font-weight: 600;
            letter-spacing: 0.8px;
            text-transform: uppercase;
            margin-bottom: 1.2rem;
        }

        .hero-badge i {
            font-size: 0.7rem;
        }

        .hero h1 {
            font-size: 3.5rem;
            font-weight: 800;
            line-height: 1.1;
            letter-spacing: -0.03em;
            margin-bottom: 1.2rem;
        }

        .hero h1 .highlight {
            color: var(--teal);
        }

        .hero p {
            font-size: 1.1rem;
            color: rgba(255,255,255,0.7);
            max-width: 500px;
            margin-bottom: 2rem;
            line-height: 1.8;
        }

        .hero-buttons {
            display: flex;
            flex-wrap: wrap;
            gap: 1rem;
        }

        .hero-stats {
            display: flex;
            gap: 3.5rem;
            margin-top: 2.5rem;
            padding-top: 2rem;
            border-top: 1px solid rgba(255,255,255,0.06);
        }

        .hero-stats .stat {
            display: flex;
            flex-direction: column;
        }

        .hero-stats .stat strong {
            font-size: 2.2rem;
            color: var(--teal);
            font-weight: 700;
            letter-spacing: -0.02em;
        }

        .hero-stats .stat span {
            font-size: 0.85rem;
            color: rgba(255,255,255,0.4);
            font-weight: 400;
        }

        .hero-image {
            display: flex;
            justify-content: center;
            align-items: center;
        }

        .hero-image .img-card {
            background: rgba(255,255,255,0.03);
            border: 1px solid rgba(76, 156, 159, 0.1);
            border-radius: 20px;
            padding: 3.5rem 2.5rem;
            text-align: center;
            width: 100%;
            max-width: 420px;
            backdrop-filter: blur(4px);
            transition: all 0.3s ease;
        }

        .hero-image .img-card:hover {
            border-color: rgba(76, 156, 159, 0.2);
            background: rgba(255,255,255,0.05);
        }

        .hero-image .img-card .brand-icon {
            font-size: 4.5rem;
            color: var(--teal);
            opacity: 0.4;
            margin-bottom: 0.5rem;
        }

        .hero-image .img-card .brand-name {
            font-size: 2rem;
            font-weight: 700;
            color: var(--white);
            letter-spacing: -0.02em;
        }

        .hero-image .img-card .brand-name .highlight {
            color: var(--teal);
        }

        .hero-image .img-card .brand-sub {
            color: rgba(255,255,255,0.3);
            font-size: 0.85rem;
            margin-top: 0.2rem;
            font-weight: 400;
        }

        .hero-image .img-card .divider-line {
            width: 50px;
            height: 3px;
            background: var(--teal);
            margin: 0.8rem auto;
            border-radius: 4px;
            opacity: 0.5;
        }

        /* ===== SECTION STYLES ===== */
        .section {
            padding: 5rem 0;
        }

        .section-light {
            background: var(--white);
        }

        .section-alt {
            background: var(--light-bg);
        }

        .section-header {
            text-align: center;
            max-width: 700px;
            margin: 0 auto 3.5rem;
        }

        .section-header .label {
            display: inline-block;
            color: var(--teal);
            font-weight: 600;
            font-size: 0.75rem;
            text-transform: uppercase;
            letter-spacing: 2px;
            margin-bottom: 0.5rem;
        }

        .section-header h2 {
            font-size: 2.5rem;
            font-weight: 800;
            color: var(--navy);
            letter-spacing: -0.02em;
            line-height: 1.2;
        }

        .section-header h2 .highlight {
            color: var(--teal);
        }

        .section-header p {
            color: var(--text-soft);
            font-size: 1.05rem;
            margin-top: 0.5rem;
            line-height: 1.7;
        }

        /* ===== GRID ===== */
        .grid-3 {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2rem;
        }

        .grid-2 {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 2rem;
        }

        .grid-4 {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 2rem;
        }

        /* ===== CARDS ===== */
        .card {
            background: var(--white);
            border-radius: 16px;
            padding: 2.2rem 2rem;
            border: 1px solid var(--border-light);
            transition: all 0.3s ease;
            position: relative;
        }

        .card:hover {
            transform: translateY(-6px);
            box-shadow: var(--shadow-hover);
            border-color: var(--teal);
        }

        .card-icon {
            width: 56px;
            height: 56px;
            background: var(--teal-bg);
            border-radius: 14px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.5rem;
            color: var(--teal);
            margin-bottom: 1.2rem;
            transition: all 0.3s ease;
        }

        .card:hover .card-icon {
            background: var(--teal);
            color: var(--white);
            transform: scale(1.05);
        }

        .card h3 {
            font-size: 1.15rem;
            font-weight: 700;
            color: var(--navy);
            margin-bottom: 0.5rem;
        }

        .card p {
            color: var(--text-soft);
            font-size: 0.95rem;
            line-height: 1.7;
        }

        /* ===== TESTIMONIAL ===== */
        .testimonial-block {
            max-width: 800px;
            margin: 0 auto;
            text-align: center;
            padding: 1rem;
        }

        .testimonial-block .quote-icon {
            font-size: 2.5rem;
            color: var(--teal);
            opacity: 0.2;
            margin-bottom: 0.5rem;
        }

        .testimonial-block blockquote {
            font-size: 1.3rem;
            font-weight: 500;
            color: var(--navy);
            line-height: 1.7;
            margin-bottom: 0.8rem;
        }

        .testimonial-block .author {
            color: var(--text-soft);
            font-weight: 500;
            font-size: 0.95rem;
        }

        .testimonial-block .trust-badges {
            display: flex;
            justify-content: center;
            gap: 3rem;
            flex-wrap: wrap;
            margin-top: 2rem;
            padding-top: 2rem;
            border-top: 1px solid var(--border-light);
        }

        .testimonial-block .trust-badges span {
            display: flex;
            align-items: center;
            gap: 0.5rem;
            color: var(--text-soft);
            font-size: 0.95rem;
        }

        .testimonial-block .trust-badges i {
            color: var(--teal);
        }

        /* ===== CONTACT SECTION ===== */
        .contact-section {
            padding: 5rem 0;
            background: var(--navy);
            color: white;
        }

        .contact-section .section-header h2 {
            color: white;
        }

        .contact-section .section-header p {
            color: rgba(255,255,255,0.5);
        }

        .contact-grid {
            display: grid;
            grid-template-columns: 1fr 1.2fr;
            gap: 3rem;
            align-items: start;
            margin-top: 1rem;
        }

        /* Left: contact info */
        .contact-info {
            background: rgba(255,255,255,0.04);
            border-radius: 20px;
            padding: 2.5rem 2rem;
            border: 1px solid rgba(76, 156, 159, 0.1);
            transition: all 0.3s ease;
        }

        .contact-info:hover {
            border-color: rgba(76, 156, 159, 0.2);
        }

        .contact-info h3 {
            font-size: 1.5rem;
            font-weight: 700;
            margin-bottom: 0.5rem;
        }

        .contact-info h3 .highlight {
            color: var(--teal);
        }

        .contact-info > p {
            color: rgba(255,255,255,0.5);
            margin-bottom: 2rem;
            font-size: 0.95rem;
        }

        .contact-item {
            display: flex;
            align-items: center;
            gap: 1rem;
            margin-bottom: 1.2rem;
        }

        .contact-item:last-child {
            margin-bottom: 0;
        }

        .contact-item .icon {
            width: 44px;
            height: 44px;
            background: rgba(76, 156, 159, 0.1);
            border-radius: 12px;
            display: flex;
            align-items: center;
            justify-content: center;
            color: var(--teal);
            font-size: 1.1rem;
            flex-shrink: 0;
            transition: all 0.3s ease;
        }

        .contact-item:hover .icon {
            background: var(--teal);
            color: var(--white);
        }

        .contact-item .text strong {
            display: block;
            font-size: 0.8rem;
            color: rgba(255,255,255,0.4);
            font-weight: 500;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }

        .contact-item .text span,
        .contact-item .text a {
            font-size: 0.95rem;
            color: white;
            text-decoration: none;
        }

        .contact-item .text a:hover {
            color: var(--teal);
        }

        .contact-divider {
            border: none;
            border-top: 1px solid rgba(255,255,255,0.06);
            margin: 1.5rem 0;
        }

        .contact-bottom {
            display: flex;
            justify-content: space-between;
            align-items: center;
            flex-wrap: wrap;
            gap: 0.5rem;
        }

        .contact-bottom .hours {
            color: var(--teal);
            font-size: 0.9rem;
        }

        .contact-bottom .hours i {
            margin-right: 0.3rem;
        }

        .contact-social {
            display: flex;
            gap: 0.8rem;
        }

        .contact-social a {
            width: 40px;
            height: 40px;
            background: rgba(255,255,255,0.05);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: rgba(255,255,255,0.4);
            text-decoration: none;
            transition: all 0.3s ease;
        }

        .contact-social a:hover {
            background: var(--teal);
            color: var(--white);
            transform: translateY(-2px);
        }

        /* Inline Desk form in the original right-hand contact column. */
        .em-contact-form {
            width: 100%;
            min-width: 0;
        }

        /* ===== RESPONSIVE ===== */
        @media (max-width: 992px) {
            .hero-grid {
                grid-template-columns: 1fr;
                text-align: center;
                gap: 2.5rem;
            }

            .hero p {
                max-width: 100%;
            }

            .hero-buttons {
                justify-content: center;
            }

            .hero-stats {
                justify-content: center;
            }

            .hero-image .img-card {
                max-width: 100%;
            }

            .grid-3 {
                grid-template-columns: repeat(2, 1fr);
            }

            .grid-4 {
                grid-template-columns: repeat(2, 1fr);
            }

            .contact-grid {
                grid-template-columns: 1fr;
            }

            .em-contact-form {
                order: -1;
            }
        }

        @media (max-width: 700px) {
            .hero {
                padding: 3rem 0 4rem;
            }

            .hero h1 {
                font-size: 2.2rem;
            }

            .grid-3 {
                grid-template-columns: 1fr;
            }

            .grid-2 {
                grid-template-columns: 1fr;
            }

            .grid-4 {
                grid-template-columns: 1fr;
            }

            .section {
                padding: 3rem 0;
            }

            .section-header h2 {
                font-size: 1.8rem;
            }

            .hero-stats {
                flex-wrap: wrap;
                gap: 1.5rem;
                justify-content: center;
            }

            .testimonial-block .trust-badges {
                flex-direction: column;
                align-items: center;
                gap: 0.8rem;
            }

            .contact-bottom {
                flex-direction: column;
                align-items: flex-start;
                gap: 1rem;
            }

}